Same here in the States.
I let my insurance run out and when I went back to get insurance I was classified as "high risk" No accidents, no tickets, 38 yrs old, and I get put in the same catagory as a drunk driver
Insurance is required by law though, so what do you do? Walk everywhere? They can pretty much charge whatever they want and you have to take it.
1.4 Ball Pythons,1.1 Greybanded Kings,1.1 Cal Kings,1.1 Brooksi, 0.1 Goini,2.1 Striped Motley Corns, 1.1 Normal Corns, 1.0 Ghost Motley Corn,0.2 Anery Corns, 0.1 Emoryi x Corn, 2.1 Western Hognose,1.1 Leucistic Texas Rats, 1.1 Mexican Black Kings