I've been on it a few times and for the most part no one was talking, unless they were all pm-ing each other. I think chat rooms are a good thing, but only if people actually chat on them. I have had some good chats on it too. I would def. use it more if I knew that people were chatting and not just sitting there with it on. JMO.
I don't suffer from insanity, I enjoy every minute of it.