Here's how it works. A mall will not let you in with out insurance because if they are going to get sued they want someone else to get sued too. If your kid is in a school that allows a snake show and your kid gets bit and you decide to sue you're going to sue the school and the show owner. Schools cary insurance so they are covered no matter what. Its up to the individual doing the show to carry their own insurance to protect them selves, not the school. Lots of schools have lots of people bring animals in with out the presenter showing proof of insurance, they're covered already.