LOL! That's quite an adventure!!!
Glad you eventually got you little dog out alright
And for your crush Matt (hehe, I'm still laughing!) I'm pretty sure the last thing he expected when pulling you out was that you were buck naked!!! Some people react in funny ways to these circumstances! At least he's not a perv and didn't oogle and leer at you!!!
Next time you see him just pretend it didn't happen. But if you want to see him blush (hehe) thank him for rescuing you the other day and move to something else.
P.S. That sounds really gross about the frogs. I will ask around to see if it's a normal happenstance or something to look into more.